DeVaney, S.A. and Lytton, R.H. 1995. Household Insolvency: A Review of Household Debt Repayment, Delinquency, and Bankruptcy. Financial Services Review: The Journal of Individual Financial Management. 4, 2 (Dec. 1995), 137–156. DOI:https://doi.org/10.1016/1057-0810(95)90008-X.