AUGUSTIN, L. A. V.; MARTIN, T. K. Financial literacy and the level of financial planning individuals use. Financial Services Review, [S. l.], v. 30, n. 3, p. 205–222, 2022. DOI: 10.61190/fsr.v30i3.3486. Disponível em: https://openjournals.libs.uga.edu/fsr/article/view/3486. Acesso em: 21 nov. 2024.