SULLIVAN, A. C.; WORDEN, D. D. Credit Cards and The Option to Default. Financial Services Review, [S. l.], v. 4, n. 2, p. 123–136, 1995. DOI: 10.1016/1057-0810(95)90007-1. Disponível em: https://openjournals.libs.uga.edu/fsr/article/view/3777. Acesso em: 3 jul. 2024.