Kuzniak, S., and J. Grable. “Does Financial Risk Tolerance Change over Time? A Test of the Role Macroeconomic, Biopsychosocial and Environmental, and Social Support Factors Play in Shaping Changes in Risk Attitudes”. Financial Services Review, vol. 26, no. 4, Dec. 2017, pp. 315-38, doi:10.61190/fsr.v26i4.3370.