Yazdanparast, Atefeh, and Yasser Alhenawib. “Personality and Borrowing Behavior: An Examination of the Role of Need for Material Resources and Need for Arousal Traits on household’s Borrowing Decisions”. Financial Services Review 26, no. 1 (March 30, 2017): 55–85. Accessed November 23, 2024. https://openjournals.libs.uga.edu/fsr/article/view/3296.