Kuzniak, Stephen, and John Grable. “Does Financial Risk Tolerance Change over Time? A Test of the Role Macroeconomic, Biopsychosocial and Environmental, and Social Support Factors Play in Shaping Changes in Risk Attitudes”. Financial Services Review 26, no. 4 (December 30, 2017): 315–338. Accessed April 3, 2025. https://openjournals.libs.uga.edu/fsr/article/view/3370.