Plath, D. Anthony, and Bennie H. Nunnally. “Effective Credit Costs in Retail Financial Markets: Leasing Versus Borrowing”. Financial Services Review 1, no. 2 (December 30, 1991): 109–129. Accessed November 21, 2024. https://openjournals.libs.uga.edu/fsr/article/view/3677.