About the Journal

Financial Services Review (FSR) is the official publication of the Academy of Financial Services. FSR is a Diamond Open Access Journal, which means there are no fees or restrictions for access to or submission of research and no Article Processing Fees if published. The purpose of this double-blind, peer-reviewed academic journal is to encourage research that examines the impact of financial issues on individuals. In contrast to the many corporate or institutional finance journals, FSR focuses on individual financial management.

FSR provides a forum for those who are interested in the individual perspective on issues in the areas of Financial Planning, Financial Counseling, Financial Literacy, Banking/Banking Services, Education in Financial Services, Employee Benefits, Estate and Tax Planning,  Insurance Planning, Investments, Mutual Funds, Non-bank Financial Institutions, Pension and Retirement Planning, and Real Estate. While the annual meeting held each fall provides an opportunity to discuss and present these topics to colleagues, the journal reaches a much wider audience interested in this subject.

To encourage the development of curricula in financial services at the university level, appropriate pedagogical papers are accepted for publication. Manuscripts are encouraged that present ideas on appropriate content, teaching methods, and materials.

Contributions from practitioners who are actively involved in financial planning, financial services, and professional associations are also encouraged. While the primary purpose of this journal is the publication of traditional academic empirical research, the Academy believes that it is important to encourage the cross-fertilization of ideas and an exchange of information of interest to both academicians and practitioners. Thus, the editor seeks manuscripts from practitioners that present innovative ideas and new information in financial planning and services or suggest new avenues of research for academics.

ISSN (online): 1057-0810

Plagiarism: The Journal takes publication integrity very seriously. All submissions are routinely checked for plagiarism. The journal uses Crossref Similarity Check to screen submissions for plagiarism.

Copyright: Author(s) retain the copyright and full publishing rights without restriction.

All papers published in the Journal are covered by CC BY-NC 4.0, Creative Commons Attribution-NonCommercial 4.0 International.

This license requires that reusers give credit to the creator. It allows reusers to distribute, remix, adapt, and build upon the material in any medium or format, for noncommercial purposes only. Credit must be given to the creator. Only noncommercial use of an author's work is permitted by reusers. Noncommercial means not primarily intended for or directed towards commercial advantage or monetary compensation.

In addition, FSR grants to the UGA Libraries a worldwide, non-exclusive license to all content published by the Journal, including metadata, that is necessary to publish, transmit, and index the Journal and to preserve its content over time.

The FSR Publication Process

FSR publishes accepted articles through an Early Access system. Articles are published online individually as soon as production is complete and receive a DOI, making them immediately accessible and fully citable. The version published in Early Access constitutes the final version of record. Articles are later assigned to a specific volume and issue, while retaining the same DOI and article identifier. This model supports rapid dissemination while ensuring stable citation information.

Funding and Advertising

FSR is funded and published by the Academy of Financial Services, a non-profit research and education association of scholars and practitioners. FSR does not accept advertisements. The Academy of Financial Services receives individual and corporate support to help offset annual conference expenses, and may receive fees from third parties for educational content and activities based on published FSR articles. None of these arrangements has any bearing on editorial decision-making or the selection of articles for publication.