Submissions

Thank you for your interest in submitting to FSR. FSR publishes research focused on the financial management of individuals and households. Before preparing your manuscript, we recommend reviewing our Journal Scope to confirm your work is a good fit. All submissions must clearly articulate their contribution to individual financial management and/or professional financial planning practice. A purely theoretical contribution without demonstrable implications is unlikely to meet FSR's scope requirements. It is recommended that you familiarize yourself with our Policies, particularly those relating to authorship, prior publication, and AI use.

The guidelines below set out everything you need to prepare and submit your manuscript.

Manuscript Style:

Please adhere strictly to the following requirements.

Manuscript Structure

• The first page of the manuscript, the Title Page, should contain the following information: (i) the title; (ii) at least one classification code according to the Classification System for Journal Articles as used by the Journal of Economic Literature, which can be found here; (iii) up to five key words should be supplied; and (iv) other relevant information.
• Papers should include the following:
  1. Paper Title
  2. Abstract (maximum 250 words)
  3. Introduction: include a clear statement of how the paper’s findings contribute to research and their relevance to policy and/or practice
  4. Background / Literature Review
  5. Theoretical Framework (if applicable)
  6. Methodology, including Data and Sample, Variables and Data Analysis
  7. Results and Discussion (combined or separate): link findings to the existing literature and highlight the paper's contribution as findings emerge
  8. Implications: discuss practical and/or theoretical contributions, with explicit connections to policy and/or practice
  9. Conclusions: situate findings within the broader field, and note limitations and future research directions
  10. References (APA 7th Edition; see Manuscript Formatting below for reference style requirements)
• Footnotes should be kept to a minimum and should only contain material that is not essential to the understanding of the article. As a general rule, have one or fewer footnotes, on average, per two pages of text.
• Displayed formulae should be numbered consecutively throughout the manuscript as (1), (2), etc. against the right-hand margin of the page. In cases where the derivation of formulae has been abbreviated, it is of great help to the referees if the full derivation can be presented on a separate sheet (not to be published).
• Illustrations will be reproduced as submitted; the publisher will not redraw them. Care should be taken to ensure that lettering and symbols are of comparable size. The illustrations should be inserted in the text. All graphs and diagrams should be referred to as figures, and should be numbered consecutively in the text (e.g., Figure 1, Figure 2, etc.). 
• Tables should be numbered consecutively and inserted in the text (e.g., Table 1, Table 2, etc.), with a clear title and explanatory notes as needed.

Manuscript Formatting

• Papers must be in English.
• Ensure that the letter “l” and digit “1”, and also the letter “O” and digit “0” are used properly, and format your article (tabs, indents, etc.) consistently. Authors should ensure all mathematical symbols and special characters are correctly rendered in their submitted manuscript.
• Manuscripts should be double-spaced, using a 12-point font, with one-inch margins, and a justified layout. Use italics for emphasis rather than underlining (except with URL addresses). All illustrations, figures, and tables should be placed within the text at the appropriate points, rather than at the end.
• FSR follows the APA Publication Manual, 7th Edition, style. References to publications should be as follows: “Smith (1992) reported that” or “This problem has been studied previously (Ho et al., 1999).” The author should ensure a strict one-to-one correspondence between the names and years in the text and those on the list. The list of references should appear at the end of the main text (before any appendices). It should be double-spaced and listed in alphabetical order by author’s name. References should appear as follows:

1. 1. Books: Hawawini, G., & Swary, I. (1990). Mergers and acquisitions in the U.S. banking industry: Evidence from the capital markets. North Holland.
   2. Chapter in a book: Brunner, K., & Meltzer, A. H. (1990). Money supply. In: B. M. Friedman & F. H. Hahn (Eds.), Handbook of monetary economics (Vol. 1, pp. 357-396). North Holland.
   3. Periodicals: Ang, J. S., & Fatemi, A. M. (1997). Personal bankruptcy costs: Their relevance and some estimates. Financial Services Review, 6(3), 77-96. (Note: Journal titles should not be abbreviated.)

Any manuscript that does not conform to the above instructions will be returned for the necessary revision before publication. Page proofs will be sent to the corresponding author. Proofs should be corrected carefully; the responsibility for detecting errors lies with the author. Corrections should be restricted to instances in which the proof is at variance with the manuscript. Authors who make extensive alterations will be charged for copyediting services.

Author Disclosure Statements for AI Use

Authors are asked to complete and submit an AI Disclosure Statement. The template can be found here.  Please refer to FSR's AI use policy for more information.